Should I speak to the defendant's insurance company after a pedestrian accident in Alabama?



If you've been involved in a pedestrian-motorcycle accident in Alabama, it's a disconcerting and often distressing period. Aside from the physical pain and mental stress fostered by the accident, you may find yourself in a situation where you are unsure about the proper steps to protect your rights, particularly when it comes to dealing with insurance companies. As a personal injury lawyer with extensive experience in motorcycle accidents, Stephen Thompson provides expert guidance on this particular issue.

One of the most frequently asked questions is: "Should I speak to the defendant's insurance company after a pedestrian accident?" 

In short - it is generally not advisable.

Understanding the Role of Insurance Adjusters

Communication with the defendant's insurance company typically takes shape in discussions with their insurance adjuster. These individuals are professionally trained to manage claims with a focus on reducing the amount of money the insurance company will have to pay. While they might express sympathy for your situation and appear to be offering assistance, it's essential to understand that their primary goal is to protect their employer's financial interests, not your welfare.

Be mindful that any statements given to the insurance company can be potentially used against you during the resolution of your claim. Even innocently phrased comments or off-hand remarks could be construed in a way that diminishes the value of your claim or shifts blame towards you. 

Protecting Your Rights and Your Claim

In Alabama, which operates under a 'contributory negligence' rule, if you're found to be even 1% to blame for the accident, you may not be able to recover any damages. With such stringent standards, it's crucial that you guard your interests and not offer any information that could unfairly bias your case.

Stephen Thompson, an adept personal injury lawyer, underscores the importance of seeking legal counsel before speaking with the defendant's insurance company. A personal injury lawyer can help navigate through these complex negotiations, ensuring that you don't inadvertently damage your claims due process. 

With years of experience dealing with motorcycle accidents in Alabama, Stephen and his team know precisely how to contest these cases. They pledge to work tirelessly to achieve the best possible outcomes for their clients, putting their extensive knowledge at your disposal.

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When Should You Consider Speaking to The Defendant's Insurance Company?

There may be instances where speaking to the insurance company is necessary, particularly when it comes to factual questions about the accident. However, these interactions should ALWAYS happen under the guidance of your lawyer, who will ensure that your words aren't unintentionally damaging your case. 

Keep in mind, anything you say can be used as evidence, so let your attorney do most of the talking. They have the expertise to professionally and accurately relay all the relevant facts pertaining to your accident claim.

Hiring A Motorcycle Accident Lawyer in Alabama

Immediately after a pedestrian-motorcycle accident, your focus should be on physical recovery and emotional adjustment. By hiring a personal injury lawyer like Stephen Thompson, you are afforded the peace of mind that someone with extensive experience is defending your rights and fighting for your rightful compensation.

Motorcycle accidents can lead to severe, sometimes permanent, physical injuries and emotional trauma. As such, it's crucial to have someone who thoroughly understands Alabama's personal injury laws. With a wealth of experience in handling motorcycle accident cases, Stephen Thompson offers top-tier legal representation for you during this challenging time.

Remember: the defendant's insurance company is looking out for their best interests, not yours. By engaging a personal injury lawyer, you ensure that your rights are safeguarded and that you get the compensation you deserve. So, if you or a loved one has been involved in a pedestrian-motorcycle accident in Alabama, don't hesitate to contact Stephen Thompson and his team to guide you through this complex process.

In conclusion, while it may seem like a simple question, deciding whether or not to speak to the defendant's insurance company after a pedestrian accident is a decision that should not be made lightly. Utilize the expertise of a skilled personal injury lawyer in Alabama, such as Stephen Thompson, to make sure the correct decisions are being made to protect your rights and maximize your compensation.

Free Initial Strategy Session

All Initial Strategy Sessions are Free. If you would like to discuss your options, you are invited to fill out one of the Contact Forms. I will attempt to contact you if I think I can help you.

During your Initial Strategy Session, I will asist you in creating a strategy on how to best pursue your claim, whether it be the result of a Car Accident Claim, 18 Wheeler Injury, or, Alabama Workers' Compensation Claim. At your Initial Strategy Session, you will receive the following:

  • First - I will listen to your story. You will have a chance to tell everything to someone who wants to hear what happened to you.
  • Based on the information that you provide, I will give you my best advice on both what claims you have, and the next steps you should consider to proceed with your claim(s).
  • If your claim is something that I think I can help you with, I will explain the services that I can provide for you, and what the next steps are that we should take. We will start working immediately.
  • If your matter is something that I do not think I can help you with, then I will attempt to put you in contact with another lawyer that might be able to help you.
  • Either way, what should happen is we will put to rest some of the unkowns that you may be experiencing. We will start to shed some light on what you can expect, and how to best pursue the benefits you deserve.


Don't delay getting the recovery you deserve! Contact us today for your free Strategy Session!

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