Dealing with Insurance Companies After a Pedestrian Accident in Alabama



When you've experienced a pedestrian accident in Alabama, one of the first entities you'll likely have to deal with is an insurance company. Whether it's your own insurance company or the driver's, managing the aftermath of a catastrophic event isn't always straightforward. As personal injury attorney Stephen Thompson understands, the process of dealing with insurance claims after such incidents can often be challenging, complex, and filled with nuances that most people may not be aware of.

Understanding Your Rights

The first step to dealing with insurance companies after a pedestrian accident is understanding your rights. Alabama follows a "fault" system when it comes to liability insurance. In this system, the person who caused the accident, also known as the at-fault party, is responsible for paying the damages. 

In pedestrian-vehicle accidents, the driver is often found at fault. However, this doesn't dismiss pedestrian responsibility; a pedestrian could be partly responsible for an accident, for example, if they were jaywalking.

Reporting the Accident

It's crucial to report the accident to your insurance company as soon as you can. Alabama law requires insurance companies to act in good faith, which means they must thoroughly investigate claims and pay them promptly when due. Extreme delays in reporting could potentially result in the insurance company refusing to cover your claim, under the pretense that they couldn't accurately investigate the accident circumstances.

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Negotiating a Settlement

After an insurance claim has been filed, the negotiation of a settlement offer begins. This could be a prolonged process and should be handled by an experienced attorney to ensure you are adequately compensated. Insurance companies often attempt to minimise their payout, and they are adept at presenting seemingly reasonable initial offers, which are typically lower than what you might be entitled to. Having Stephen Thompson on your side during these negotiations can help maximise your compensation for both economic and non-economic damages, including medical expenses, lost wages, and pain and suffering.

Involving a Lawyer

Though you are technically able to negotiate with insurance companies yourself, having a personal injury attorney like Stephen Thompson in your corner is usually the wisest move. Renowned in Alabama for his expertise and dedication to his clients' rights, Stephen Thompson’s wealth of knowledge and experience can significantly increase the chances of getting fair compensation.

Dealing with insurance companies is rarely straightforward. They employ skilled adjusters and attorneys whose chief aim is to minimise payouts and protect their bottom line – not to take care of you. Involving an experienced motorcycle accident lawyer in Alabama will ensure someone is advocating for your best interests.

Experiencing a pedestrian accident is undoubtedly distressing, and dealing with insurance companies in its aftermath can add another layer of strain. Did the insurance company reject your claim? Are they offering a lowball settlement that barely covers your medical bills? Stephen Thompson can assist in these situations. As a dedicated personal injury lawyer in Alabama, he can navigate the complex legal landscape, combat the insurance companies, and champion your quest for fair compensation. It's time to level the playing field. 

Remember, don’t navigate this alone. Insurance companies generally have a team of experienced attorneys supporting them, and you should too. Contact personal injury lawyer Stephen Thompson today and protect your rights following a pedestrian accident in Alabama. Let him handle the intricacies of dealing with the insurance companies, while you focus on your recovery. It's his job to get you the compensation you deserve.

Free Initial Strategy Session

All Initial Strategy Sessions are Free. If you would like to discuss your options, you are invited to fill out one of the Contact Forms. I will attempt to contact you if I think I can help you.

During your Initial Strategy Session, I will asist you in creating a strategy on how to best pursue your claim, whether it be the result of a Car Accident Claim, 18 Wheeler Injury, or, Alabama Workers' Compensation Claim. At your Initial Strategy Session, you will receive the following:

  • First - I will listen to your story. You will have a chance to tell everything to someone who wants to hear what happened to you.
  • Based on the information that you provide, I will give you my best advice on both what claims you have, and the next steps you should consider to proceed with your claim(s).
  • If your claim is something that I think I can help you with, I will explain the services that I can provide for you, and what the next steps are that we should take. We will start working immediately.
  • If your matter is something that I do not think I can help you with, then I will attempt to put you in contact with another lawyer that might be able to help you.
  • Either way, what should happen is we will put to rest some of the unkowns that you may be experiencing. We will start to shed some light on what you can expect, and how to best pursue the benefits you deserve.


Don't delay getting the recovery you deserve! Contact us today for your free Strategy Session!

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