When you're involved in a Lyft accident in Alabama, the claims process may seem overwhelming to navigate. As a personal injury lawyer in Alabama, Stephen Thompson is well-versed in representing clients who have been involved in rideshare accidents. What should you do if you have been involved in a Lyft accident in Alabama? This article seeks to demystify the process and provide some clear guidance.
Lyft, along with other rideshare companies, has become a popular mode of transportation in most American cities, Alabama included. However, with increased popularity comes increased accidents and, hence, increased personal injury claims. When a car accident happens while using Lyft, determining who pays for injuries and other damages can be complex.
Understanding the claim process after a Lyft accident is crucial. However, remembering that this article is by no means legal advice, and every situation is unique. Consulting with an experienced Alabama personal injury attorney like Stephen Thompson is always the best course of action.
Lyft provides insurance coverage for its drivers as long as they're logged into the app. However, the coverage varies depending on the driver's status. If the Lyft driver is waiting for a ride request, Lyft provides liability coverage for any accident that is the driver's fault: $50,000 per person and $100,000 total bodily injury liability per accident, plus $25,000 in property damage liability.
When the driver is en route to pick up passengers or during a trip, Lyft provides $1 million in liability coverage, uninsured/underinsured motorists, and contingent comprehensive and collision coverage up to the actual cash value of the car ($2,500 deductible). However, to qualify for the comprehensive and collision coverage, the driver must also have personal comprehensive and collision coverage.
In general, there are three primary possibilities to file a claim following an Alabama Lyft accident:
Sounds simple enough, right? However, working through the specifics can turn into a complex process. Alabama's contributory negligence law and challenging insurance policy definitions can further convolute the process. Therefore, the accident claims process can be an uphill battle, especially if you're recovering from injuries.
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Alabama is one of the few states that follows the "contributory negligence" doctrine, which can significantly impact how much compensation you receive from a Lyft accident. Under this rule, if you are even 1% at fault for the accident, you may not be eligible to recover any damages at all.
Given this high stakes, insurance companies may lean on this rule to deny or minimize claims in Alabama. So, it's crucial to seek legal help from a personal injury attorney like Stephen Thompson who thoroughly understands Alabama's personal injury laws and is experienced in fighting rideshare accident disputes.
The most important step after a Lyft accident in Alabama is to consult a lawyer. Expert personal injury attorneys like Stephen Thompson don't just understand the intricate insurance policies and Alabama's unique laws; they can also help ensure your rights are protected throughout your claim process.
If you or a loved one has been involved in a Lyft accident in Alabama, don't hesitate to reach out for a free consultation. Stephen Thompson's experience in handling Lyft accident claims and knowledge of Alabama personal injury laws can significantly improve your chances of receiving the compensation you are owed.
Overall, understanding the Lyft accident claims process in Alabama is the first step towards protecting your rights and ensuring fair treatment. Don't let the complexity of the laws discourage you; with professional support, you can navigate this challenge and move forward.
Remember, when you're searching for a lawyer who specializes in Lyft accident injuries and claims in Alabama, Stephen Thompson is a name to remember. His commitment to personal injury law and dedication to his clients' well-being ensures he's one of the top Alabama personal injury lawyers to contact when you need representation for Lyft accident claims.
All Initial Strategy Sessions are Free. If you would like to discuss your options, you are invited to fill out one of the Contact Forms. I will attempt to contact you if I think I can help you.
During your Initial Strategy Session, I will asist you in creating a strategy on how to best pursue your claim, whether it be the result of a Car Accident Claim, 18 Wheeler Injury, or, Alabama Workers' Compensation Claim. At your Initial Strategy Session, you will receive the following:
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