Dealing with Insurance Companies after a Commercial Trucking Accident Injury in Alabama

If you’ve been injured in a commercial trucking accident in Alabama, the moments, days, and even weeks afterward can be overwhelming. You may feel as if you're in a whirl of doctor's appointments, medical bills, vehicle repairs, and myriad other considerations. Amid these swirling concerns, one subject that can be especially intimidating is dealing directly with the insurance company associated with the commercial vehicle involved in the accident.

After you've suffered an injury in a commercial trucking accident, it's crucial that you take the right steps when speaking to an insurance company, as it can significantly impact your potential personal injury claim. Alabama personal injury lawyer Stephen Thompson understands these concerns and has years of experience helping individuals like you navigate through the complex process of dealing with insurance companies after such accidents.

The Initial Contact

Insurance companies may contact you soon after the accident. It's essential to know that their primary goal is not your welfare, but to minimize the payout for the claim. A representative from the insurance company, known as an insurance adjuster, might ask you to provide a recorded statement or might propose a quick settlement offer. It might sound enticing, but hastily agreeing could lead to substantial financial loss.

As a trusted Alabama personal injury lawyer, Stephen recommends not to make any statements or sign any documents without first contacting a professional commercial trucking accident lawyer, who can accurately evaluate your claim's actual value.

Be cautious with your Words

Anything you say to an insurance adjuster can potentially be used against you later to devalue your claim. Thus, before communicating with the insurance company, consider seeking legal advice. Always provide factual information, without speculating about the accident's details or your injuries. If you are uncertain about anything, it's fine to say, “I don’t know.”

Do not admit Fault

Sometimes, in the shock of the accident, you may feel compelled to apologize or admit fault. Avoid doing this at any cost. It's not always immediately apparent who is responsible after a commercial trucking accident, as determining liability often requires an extensive investigation. Admitting fault prematurely can severely jeopardize your claim.

Avoid taking Immediate Settlement Offers

The initial settlement offer from the insurance company may seem tempting, especially when facing immediate medical bills or other expenses. However, these initial offers are typically far lower than the compensation you may actually be entitled to receive.

Bear in mind that some injuries or damages may not immediately reveal themselves and might lead to future medical expenses. Once you accept a settlement and sign the necessary documents, you forfeit your right to seek additional compensation, even if your condition worsens later. Therefore, it's crucial to consult with an experienced Alabama personal injury lawyer who can help evaluate whether the settlement offer is fair and just.

Keep Everything

From the accident scene, medical bills, doctor's notes, to correspondences with the insurance company, everything should be well documented and preserved. These documents can become critical evidence when pursuing your claim for fair compensation.

Contact a Commercial Trucking Accident Lawyer

The bottom line is, dealing with insurance companies after a commercial trucking accident injury doesn't have to be a stressful endeavor or negatively impact your claim's outcome. Alabama personal injury attorney Stephen Thompson can provide guidance and support.

Be cautious with your Words

Conclusion

Speak directly to the highly-qualified team at Stephen Thompson’s office if the insurance company contacts you following a commercial trucking accident. Stephen Thompson is dedicated to securing favorable outcomes and ensuring clients are treated fairly throughout this process. Through meticulous review of evidence, strong negotiation skills, and unwavering persistence, you can trust in Stephen Thompson's ability to secure the maximum potential compensation available.

In Alabama, your journey towards healing and recovery doesn't have to be navigated alone. When dealing with insurance companies after a commercial trucking accident injury, protect your rights and ensure you receive the compensation you deserve. Don’t hesitate; contact Alabama's premier personal injury lawyer, Stephen Thompson, today.

Free Initial Strategy Session

All Initial Strategy Sessions are Free. If you would like to discuss your options, you are invited to fill out one of the Contact Forms. I will attempt to contact you if I think I can help you.

During your Initial Strategy Session, I will asist you in creating a strategy on how to best pursue your claim, whether it be the result of a Car Accident Claim, 18 Wheeler Injury, or, Alabama Workers' Compensation Claim. At your Initial Strategy Session, you will receive the following:

• First - I will listen to your story. You will have a chance to tell everything to someone who wants to hear what happened to you.
• Based on the information that you provide, I will give you my best advice on both what claims you have, and the next steps you should consider to proceed with your claim(s).
• If your claim is something that I think I can help you with, I will explain the services that I can provide for you, and what the next steps are that we should take. We will start working immediately.
• If your matter is something that I do not think I can help you with, then I will attempt to put you in contact with another lawyer that might be able to help you.
• Either way, what should happen is we will put to rest some of the unkowns that you may be experiencing. We will start to shed some light on what you can expect, and how to best pursue the benefits you deserve.

Don't delay getting the recovery you deserve! Contact us today for your free Strategy Session!