Navigating Insurance Companies After a Commercial Trucking Accident Injury in Alabama

If you or a loved one have been involved in a commercial trucking accident in Alabama, the first thing to remember is that you're not alone. The aftermath of the accident, specifically dealing with insurance companies, can be a daunting task which should be handled with utmost care and knowledge. The actions you take during this phase can significantly affect your claim, whether it involves property damage, personal injury, or both. 

It's crucial to understand that insurance companies operate as businesses, and their primary goal is to save as much money as possible. Thus, it is in your best interest to consider seeking the services of an experienced Alabama personal injury lawyer, like Stephen Thompson, who will fight to protect your rights and get the best conceivable compensation for your losses.

Understanding Your Rights

As per Alabama law, victims of commercial trucking accidents have the right to seek compensation for various damages, including medical expenses, lost wages, pain, suffering, and more. The drivers have insurance coverage, which often comes into play in trucking accidents. However, dealing with these colossal institutions can be tricky. They may attempt to offer you less compensation than what you deserve, delay your claims or even deny them. 

Here's how to deal with insurance companies after a commercial trucking accident:

Seek Medical Attention

First and foremost, seek immediate medical attention, even if you don't think you're seriously hurt. Some injuries may not be immediately apparent. Your health is paramount, and prompt medical attention will also serve as proof of injuries sustained in the accident, thereby strengthening your claim.

Notification of Insurance Companies

Report the accident promptly to your insurance company. Keep in mind that most insurance policies demand immediate reporting and full cooperation. However, be cautious and limit your discussion about the accident to the basic facts. Avoid giving a recorded statement without consulting a lawyer.

Hiring an Experienced Lawyer

Before any significant conversation with the insurance adjuster, consider seeking the advice of an experienced commercial trucking accident attorney like Stephen Thompson. An adept lawyer will understand the ins and outs of dealing with insurance companies in Alabama and ensure that they cannot take advantage of you.

Preserve All Evidence

Preserve all documents and evidence related to your accident and injuries. These may comprise medical bills, correspondence with the insurance company, photos of the accident scene, etc. This evidence will significantly support your claim in Alabama courts.

Avoid Giving Detailed Statements 

If contacted by the at-fault driver's insurance company, decline to give a statement until you have consulted with a lawyer. The opposing insurance firm might use your words against you to reduce or deny your claim. Instead, refer them directly to your attorney.

Patience is Vital 

Settling a claim too quickly might result in less compensation than you deserve. Understand that Alabama personal injury claims may take time to reach their full value. Patience, in this case, will help you maximize your claim in the long run.

Beware of Early Settlement Offers

Insurance adjusters may try to give you an early settlement offer, which might be far less than the actual value of your claim. Do not accept any proposal before discussing it with your attorney.

Conclusion

If you've been injured in a commercial trucking accident in Alabama, you need a personal injury attorney who knows how to deal with insurance companies. Stephen Thompson has the experience you need to fight for fair compensation for your injuries. We encourage each victim to concentrate on their recovery. In the meantime, our team will manage the insurance companies, the paperwork, and the entire claim process, ensuring the best possible outcome.

While this article offers general advice, each case is unique. Ensure you consult with a qualified attorney for advice relating to your specific circumstances. Whether you are in Birmingham, Mobile, Montgomery, or anywhere in Alabama, make the right decision today, and get the professional legal help that can make a real difference in your claim. 

Remember, the choice of a lawyer is an important decision and should not be based solely on advertisements. Seek proper legal help immediately after an accident and enjoy the peace of mind knowing your claim is in experienced hands.

Free Initial Strategy Session

All Initial Strategy Sessions are Free. If you would like to discuss your options, you are invited to fill out one of the Contact Forms. I will attempt to contact you if I think I can help you.

During your Initial Strategy Session, I will asist you in creating a strategy on how to best pursue your claim, whether it be the result of a Car Accident Claim, 18 Wheeler Injury, or, Alabama Workers' Compensation Claim. At your Initial Strategy Session, you will receive the following:

• First - I will listen to your story. You will have a chance to tell everything to someone who wants to hear what happened to you.
• Based on the information that you provide, I will give you my best advice on both what claims you have, and the next steps you should consider to proceed with your claim(s).
• If your claim is something that I think I can help you with, I will explain the services that I can provide for you, and what the next steps are that we should take. We will start working immediately.
• If your matter is something that I do not think I can help you with, then I will attempt to put you in contact with another lawyer that might be able to help you.
• Either way, what should happen is we will put to rest some of the unkowns that you may be experiencing. We will start to shed some light on what you can expect, and how to best pursue the benefits you deserve.

Don't delay getting the recovery you deserve! Contact us today for your free Strategy Session!