Strategies for Dealing with Insurance Companies After an 18-Wheeler Accident in Alabama



Popularly emblematic of the American spirit, driving a car in Alabama offers a unique blend of freedom and adventure. However, it also comes with a risk; a collision with an 18-wheeler truck is one of the most alarming threats, often resulting in severe injuries or fatalities. In such unfortunate situations, dealing with insurance companies is often a challenging and complex process. As an experienced Alabama personal injury attorney, Stephen Thompson stands ready to navigate this intricate path with you to ensure you get the maximum possible compensation.

Understanding Insurance Companies:

Crucial to understanding how to interact with insurance companies following an 18-wheeler accident, is to grasp their primary objective. Despite their seemingly helpful demeanor, insurance companies, regrettably, are primarily concerned with protecting their bottom line and paying out as little as possible.

Properly handling an insurance company after an accident begins with adequately preparing your claim. Collecting and documenting all the necessary evidence such as photographs, witness testimonies, and medical reports, will furnish your lawyer with the right tools to negotiate the best possible settlement on your behalf.

Engaged in dialogue with an insurance company, it is crucial to provide only facts and avoid unnecessary digression. Details about the accident, medical treatments, and costs associated should be discussed. However, avoid giving opinions or personal views about the accident as they may be used against you in the claims process.

Don't Accept Initial Offers:

Insurance adjusters often propose early lowball settlements in an attempt to close cases swiftly, saving their companies money. Never accept an early offer without consulting a seasoned personal injury attorney like Stephen Thompson. Your attorney will be able to evaluate the true worth of your claim based on your injuries, damages, and other pertinently related costs.

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Enlisting Legal Help:

Engaging a lawyer specializing in car accidents could be your best bet in securing a just settlement. Lawyers understand the strategies insurance companies use in their attempt to reduce payouts or dismiss claims altogether. Without legal representation, you may fall into their traps, significantly minimizing your deserved compensation. 

A personal injury lawyer like Stephen Thompson will evaluate your claim's details, assess your case's value, negotiate with the insurance company, and if needs be, take the case to court. A comprehensive understanding of Alabama's personal injury law can make a substantial difference in the outcome of your case. 

Closing Thoughts:

Dealing with insurance companies following a car accident involving an 18 Wheeler can be intimidating and daunting, primarily due to the complex procedures and legal jargon involved. Remember to be patient, honest, and meticulous in every step of the claims process. For best results, however, enlist the services of an experienced personal injury lawyer, Stephen Thompson. 

Driving a car in Alabama no longer has to be a gamble with your life and wellbeing. Trust Stephen Thompson, your reliable car accident lawyer in Alabama. He will fight tenaciously, ensuring you win the compensation you deserve after a distressing car accident encounter with an 18-wheeler. Feel free to contact our offices at any time for a free consultation. We are here to provide expert assistance in times of need.

Free Initial Strategy Session

All Initial Strategy Sessions are Free. If you would like to discuss your options, you are invited to fill out one of the Contact Forms. I will attempt to contact you if I think I can help you.

During your Initial Strategy Session, I will asist you in creating a strategy on how to best pursue your claim, whether it be the result of a Car Accident Claim, 18 Wheeler Injury, or, Alabama Workers' Compensation Claim. At your Initial Strategy Session, you will receive the following:

  • First - I will listen to your story. You will have a chance to tell everything to someone who wants to hear what happened to you.
  • Based on the information that you provide, I will give you my best advice on both what claims you have, and the next steps you should consider to proceed with your claim(s).
  • If your claim is something that I think I can help you with, I will explain the services that I can provide for you, and what the next steps are that we should take. We will start working immediately.
  • If your matter is something that I do not think I can help you with, then I will attempt to put you in contact with another lawyer that might be able to help you.
  • Either way, what should happen is we will put to rest some of the unkowns that you may be experiencing. We will start to shed some light on what you can expect, and how to best pursue the benefits you deserve.


Don't delay getting the recovery you deserve! Contact us today for your free Strategy Session!

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